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Tuesday, June 25, 2013

Bar Stool Economics: Explaining America's Tax Code Using Beer

Suppose that every day, ten men go out for beer and the bill for all ten comes to $100 and they paid the bill the way we pay our taxes, it would go something like this:

The first four men (the poorest) would pay nothing.
The fifth would pay $1.
The sixth would pay $3.
The seventh would pay $7.
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.
So, that’s what they decided to do.

The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve. “Since you are all such good customers,” he said, “I’m going to reduce the cost of your daily beer by $20.”

So drinks for the ten now cost just $80.

The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still drink for free…but what about the other six men – the paying customers?

How could they divide the $20 windfall so that everyone would get his ‘fair share?’. They realized that $20 divided by six is $3.33. But if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to drink his beer.

So, the bar owner suggested that it would be fair to reduce each man’s bill by roughly the same amount, and he proceeded to work out the amounts each should pay. And so:

The fifth man, like the first four, now paid nothing (100% savings).

The sixth now paid $2 instead of $3 (33%savings).

The seventh now pay $5 instead of $7 (28%savings).

The eighth now paid $9 instead of $12 (25% savings).

The ninth now paid $14 instead of $18 (22% savings).

The tenth now paid $49 instead of $59 (16% savings).

Each of the six was better off than before…and the first four continued to drink for free. But once outside the restaurant, the men began to compare their savings.

“I only got a dollar out of the $20,”declared the sixth man.

He pointed to the tenth man,” but he got $10!”

“Yeah, that’s right,” exclaimed the fifth man. “I only saved a dollar, too. It’s unfair that he got ten times more than I!”

“That’s true!!” shouted the seventh man. “Why should he get $10 back when I got only two? The wealthy get all the breaks!”

“Wait a minute,” yelled the first four men in unison. “We didn’t get anything at all. The system exploits the poor!”
The nine men surrounded the tenth and beat him up.

The next night the tenth man didn’t show up for drinks, so the nine sat down and had beers without him. But when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!

And that, ladies and gentlemen, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas where the atmosphere is somewhat friendlier.

David R. Kamerschen, Ph.D.
Professor of Economics

University of Georgia

Saturday, June 22, 2013

The Story of Adam & Eve's Pets

Adam and Eve said, 'Lord, when we were in the garden, you walked with us every day. Now we do not see you anymore. We are lonesome here, and it is difficult for us to remember how much you love us.'

And God said, I will create a companion for you that will be with you and who will be a reflection of my love for you, so that you will love me even when you cannot see me. Regardless of how selfish or childish or unlovable you may be, this new companion will accept you as you are and will love you as I do, in spite of yourselves.'

And God created a new animal to be a companion for Adam and Eve.

And it was a good animal and God was pleased.

And the new animal was pleased to be with Adam and Eve and he wagged his tail.

And Adam said, 'Lord, I have already named all the animals in the Kingdom and I cannot think of a name for this new animal.'

And God said, 'I have created this new animal to be a reflection of my love for you, his name will be a reflection of my own name, and you will call him DOG.'

And Dog lived with Adam and Eve and was a companion to them and loved them.

And they were comforted.

And God was pleased.

And Dog was content and wagged his tail.

After a while, it came to pass that an angel came to the Lord and said, 'Lord,Adam and Eve have become filled with pride. They strut and preen like peacocks and they believe they are worthy of adoration. Dog has indeed taught them that they are loved, but perhaps too well.'

And God said, I will create for them a companion who will be with them and who will see them as they are. The companion will remind them of their limitations, so they will know that they are not always worthy of adoration.'

And God created CAT to be a companion to Adam and Eve.

And Cat would not obey them. And when Adam and Eve gazed into Cat's eyes, they were reminded that they were not the supreme beings.

And Adam and Eve learned humility.
And they were greatly improved.

And God was pleased..
And Dog was happy.

And the Cat . . .

didn't give a shit one way or the other.

Wednesday, June 5, 2013

How my Dad bought My Mother Chapter 2

Chapter 2 Dad


The many moments of our life are simply the pieces of a puzzle that make up who we are. Only after our death do we look upon the masterpiece of the life that we have created. To many people those pieces never change or are altered in any way. But to those like my dad whose pieces were destroys and/or damaged beyond repair are forever hollow and a void of a true life. That is until new pieces can take their place.

Dad was the middle child of three. Pressed like a flower in a book as dad puts it. His older brother Markus was the image of rich snobbery. If he wasn’t bossing the house staff he was getting the girl of the week pregnant. He understood the business my father had been growing over the years to the point to make sure there was enough money to go on his monthly ski or beach trip.

His baby sister Kelly was forever lost to the dark side. She shops, parties and was a member of the drug of the week program. If she wasn’t in the hospital for her monthly abortions she was getting cleaned out to make more room for her pill addiction. If she wasn’t running up a bill on her dad’s credit card for new cloths and jewelry it was used to pay off lawyers and judges to get her out of jail. She understood the family business that it created a lifestyle for her to find a husband to continue her way of life.

Dad was the oddball of the three. He partied like his brother and sister. Had his fill of women at every oportunity. He did dabble a bit into drugs until one night when his doped up brother nearly killed them in a car wreck. He was a quick learner of many skills for at age six while his father was attending a meeting; the chauffeur taught him the art on betting on horses. Dad was so good at picking the winner that his father gave the chauffeur a huge raise.

By ten dad could read a business contract with such ease that granddad would have him attend meetings and plan out different things for the many companies granddad controlled. Dad attended the best Universities and had countless tutors constantly drilling him on how to be a business man. It was one of those tutors that dad lost his virginity to when he was just fourteen years old. A gift from his father.

But dad had no heart in it. No desire or will to be a part of the family business. He and his dad would have huge arguments that ended with them not speaking for days. It was more of a master/servant relationship than as father and son between the two of them. Dad did escape from time to time much like his brother and sister to parties and trips but his dad would always find and drag him back to work.

Grandfather or Markus the 3rd, as dad called him, was a man lost in his work. Shrewd and cutthroat to getting what he wanted at all cost.  A man who made Ebenezer Scrooge look like a Saint. To him his family was props to be used when needed for his own end. He didn’t care what his wife and kids did just so long as they did their part. If that meant marrying his kids off to other rich families or have his trophy wife be fucked by a judge, congressman, potential business partners or all three then so be it as long as the end justified his means.

Grandmother Stephanie was a lady at one time. Born into a rich family, she never knew what it was like to be poor. Dad said that one time she called 911 for help because she didn’t know what a refrigerator was and needed help locating it in the kitchen. A gorgeous woman who’s main job was to be a breeder for her husband and a play toy for the men my grandfather needed to control. She did all the parties and social events needed but mostly she could be found shopping for clothing and jewelry, with her boy toy or taking expensive trips to who knows where.

Dad and granddad would have their little bonding talks from time to time. One such time dad asked him if they were really related. Granddad replied that he has all the evidence of who is or isn’t and left it at that. But as the years passed dad became more involved in the family business as he realized that it kept him from being around his own family. In time his dad was making the company more profitable and a bigger success than by the way granddad was running business. A talent that sealed his fate.

When dad was twenty six years old, he married the daughter of a TV tycoon. Dad didn’t have a say in the matter. Their marriage would unite both companies and by-pass dozen of laws to make both of the couple’s parents even more richer. He knew his wife Jenny from school and was dreading the fact of being married to a woman who didn’t know how to shut up. She would make racial comments of all types as her God complex knew no limits. Others refused to correct her out of fear of reprisals from her father.

In public they presented themselves as a loving couple. In private she acted as if she owned everything; always ordering everyone around her like a slave owner. My dad put his foot down and simply ignored her needs. Jenny looked to my dad as a stepping stone to an endless array of alimony husbands and my granddad and dad knew this. But this marriage was planned out by my grandfather for something that would cause my dad endless heartache and grief for years that would eventually lead him to my mother.

My grandfather had put together a huge family trip to Verbier, Switzerland. Dad’s entire family was going as well as Jenny and her entire family. They traveled in the family’s custom 767 jet plane. Everyone was there for the trip except for my dad. As dad was in control of much of the daily business, he had to stay behind to close a business deal.  He was to join them a few days later but the plane carrying his entire family had crashed into the Atlantic ocean.

The FAA ruled it as accident due to poor maintenance but the real shock came with the reading of the will from his and Jenny’s parents. Basically, everything went to dad. He became a billionaire in control of many companies. The responsibility was mind blowing for him but he dove into it as best he could. Once he got the feel of running these companies it became easier for him. But the pressure was slowly growing.

Less than a week after his parents’ death he received a letter from his father. In it his father opened up to him. He expressed his love for dad and a few more things that shocked dad. His dad was dying of cancer with maybe another year at best to live. With the choice of who was to run the company was a no-brainer. But in-fighting within the family would cause a huge problem. Plus there was the matter of dad’s current wife who was the poster child of a gold digger that even though my granddad hated her, he used her and dad to get her parents company through their marriage.

Dad was also shock to realize that the plane crash was intentional. An FAA official was heavily bribed into making sure there was no mentioning of a bomb explosion. Granddad also left video records of grandma’s sleeping escapades along with DNA evidence confirming who dad and his brother and sister real fathers were. Granddad couldn’t have kids due to a skiing accident. He never told anyone, not even his own wife about it. But if dad was going to look for his real father, it was too late. He was a judge whom years earlier was killed by a gunman while he sat in the park having lunch.

Over time he felt himself emotionally slipping away. With a huge workload there was little time for him to relax. So many people were counting on him to solve all their problems. He did find a few escapes. He fell in love with the movie “Man of La Mancha” when he saw the house staff watching it one night. Dad says that he envied Alonso Quijana for being able to escape his true reality. But the biggest inspiration to him came one morning on his way to work.

Stuck in a huge traffic backup dad was too bored to sleep and with nothing on the radio of interest, he asks the chauffer if he had anything to read. The driver produced a book called “The Edge of Tomorrow” by Howard Fast. My dad still keeps it in his office to this day. In it was a short story called “The Cold Cold Box” that inspired my dad to redesign the entire company structure.

It took a few years and countless lawyers but the restructuring was complete and a new board of directors was put in place to run the newly formed company. And just like in the story, there would be a President who was voted in by the other Board members with term limits and a cap on all of their pay. Dad would still remain the owner of the company with the power to overrule the Board of Directors if he so chooses. Plus dad would still attend important meetings and handle business dealings if needed. But for the most part he became a part time employee of his own company.

It took a few more years to tweak things into place but in time the company was growing and he could now take some time off to finally find himself. What he found was that he hated himself, his family and the super rich. One of the first things he did was clear out his families’ possessions. He let the entire house staff have first pick on all the clothing, jewelry and other possessions in his parents and siblings room. Anything left went to the Salvation Army. Dad even gave away much of his own possessions as well.

He never felt that he had a family. They were just props for his dad when needed. The most meaningful conversation was with the chauffer and the house staff. Everyone else talked business or how to make and spend loads of money. He realized that he had a long way to go before he could find his true self. But by now he was feeling completely empty inside. An empty man in an expensive suit.

He then redid his will. Making sure the staff and chauffer were well taken care of. Then one early morning he got into his personnel car and drove away. On the open road while the sky was still dark he turned on the radio and while listened to the song “Is This Love” by Whitesnake, drove the car off a nearby ravine. He didn’t count on that he would survive. Nor his OnStar service calling paramedics as they quickly got dad to a hospital.

After many surgeries he was in a room all by himself. When he did wake up, he was surrounded by the hospital staff trying to suck up favors from him. That is until mom entered his room. Mom was trying to be funny at first to ease his troubles as she smiled at dad and asked him who he was today. It was really painful but dad said it was the best laugh he ever had. Mom changed his bandages and gave him a complete wash. She even shaved him and combed his hair for him.

Dad said that she wouldn’t shut up talking and by the content of their discussions nor did he want her to. He was getting to know someone without his fame and fortune getting in the way. But what really impressed him was that mom had no problem talking back to him. For as far back as dad could remember, no one dared talked down to him or tried in any way to prevent him from getting what he wanted. Even the doctors and nurses were cautious around dad.

At times mom threatened to have him tied down if he wouldn’t stay in bed. Forced him to eat and one time slapped him across the face when he made an improper comment. Mom said he was high on medication at the time. Dad said it was the last time he ever acted that way and quickly apologized to mom as soon as he woke up from the slap. Dad was in love and beginning to understand that he needed to change. And he put all of his hope into mom as the one who was going to help him to change.

The chauffer and a few house servants would visit and bring things for him to relax. But as dad was nearing time to return home he set in motion to win mom over by the only way he knew how; money. He had people looking into moms past. Then he basically bought the hospital. Meeting with hospital officials he had them present a job offer to mom in giving her a chance of a lifetime to become a fully registered nurse.

At home one early morning he held a meeting with an architect about redesigning the interior of the estate. Afterwards he rested in the living room and waited for her to arrive to begin helping in his physical and hopefully his mental rehabilitation. At the sound of the doorbell he was all happy and giddy. But he kept his composure the best he could as she entered into the room.


They smiled at each other as their courtship had now just begun. They each liked one another as in time they would come to love one other. They will each take their tragic past and set out in building a new life together. Creating new puzzle pieces that in time will produce a masterpiece. 

India Women on Facebook

I've been busy with work for quite a while now. It wasn't until a few days ago that I checked my Facebook account and noticed that I had a lot on new friends request from India. Seeing as at the time I had less than 50 friends, I very quickly accepted their friend request.

By the next day as I am looking over my new Facebook friends info I noticed that they are primarily bi-sexual women who really love showing off their full figured bodies. Mostly in the nude. Weather this is just a few Indian women who enjoy doing this or something throughout all of India that Indian women love to express I am not sure. But India is home to the Karma Sutra. And even though my online translator has no idea what comments they are posting, the pictures of these full figured women are more better looking than those tooth pick shaped super models we have here in America.